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Qualifications
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The Homeownership Program information sessions to receive a program application is now closed. Please check back frequently to see if a new session has been scheduled.

To learn more about the program qualifications, click on the All Eligibility Requirements button below.

Qualifications

NEED FOR HOUSING
  • Paying more than 30% of gross income on rent and utilities

  • Living in overcrowded housing

  • Living in substandard housing

  • Being a resident of subsidized housing

  • Living in temporary housing

ABILITY TO PAY
  • Gross Income must fall between 30-80% of HUD Area Median Income Guidelines. (see chart)

  • All debt is paid responsibly.

  • Outstanding Debt: Total debt to income ratio must not exceed 43%.

  • Employment: 2 years with no gaps; at least one-year with current employer

WILLINGNESS TO PARTNER
  • Household willing to perform minimum of 300 Sweat Equity hours

  • Have lived or worked in Sumter County for the last year

  • Committed to a drug-free community and no serious criminal history

  • Completion of homebuyer education course

  • Completion of financial literacy course

  • Save for closing costs and other related expenses

  • Participate in Sumter Habitat for Humanity events

QUAL
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